P2PE is designed to protect credit and debit card data at two critical points,
when the card is swiped or keyed in and before it is transmitted through the
POS system to the payment provider. The goal of P2PE is to not only reduce
the potential for malicious hacking and fraud, but also to reduce or eliminate
PCI DSS scope for merchants.
With the H3 Payment solution the card number or magnetic stripe (track data) is
encrypted at the point of entry using a secure device rather than sending clear-text
through the computer keyboard or unencrypted card reader. Because the data is
encrypted in the hardware device before traversing the merchant’s computer
and network, security is increased and PCI scope is reduced. The data can only be
decrypted within the H3 Platform.